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Episode 05 – Getting Outdoors with Spencer Sutlive

Episode 05 – Getting Outdoors with Spencer Sutlive

Through the combination of his love for the outdoors, desire to push himself, and his background in the retail industry, Spencer founded Rugged Road Outdoors. Spencer shares ideas of outdoor activities for retirement; you can certainly master the art of kayaking at any age. Spencer speaks with Tom about his recommendations for retirement travel. If you haven’t already, check out your closest National Park; Spencer’s favorite is Yosemite. Tune in for Tom’s financial tip of the day.


  • [03:15] The outdoor summer activities you should try during retirement.   
  • [06:50] Mastering the art of kayaking at any age. 
  • [10:00] Retirement travel ideas: United States National Parks. 
  • [15:10] Spencer speaks about his entrepreneurial journey. 
  • [18:50] Tom’s financial tip of the day. 


  • When it comes to the outdoors, it’s about finding what really recharges you.
  • Get tips on useful outdoor brands, like the Rugged Road 65 cooler that floats upright in the water. 
  • Starting your financial plan early makes a lot of sense. 
  • The more time we have for compound interest to do its thing, the better off we’re going to be.


Spencer Sutlive is the youngest of 4 boys and took to the outdoors immediately. Whether venturing down the Chattahoochee River from GA to the coast of FL or scaling a mountain just to camp on a cliff in the freezing cold, Spencer is always looking for the best gear and the next adventure. Spencer has been working in the retail industry from the time he was 14. He found himself waking up at 4 am many mornings throughout high school, to fulfill orders for the t-shirt business he and his older brothers co-founded. Through the combination of his love for the outdoors, desire to push himself and his background in the retail industry, Spencer founded Rugged Road Outdoors. 














Rugged Road Outdoors is not affiliated with Three Bridges Financial Group or AEWM. Three Bridges Financial Group is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Three Bridges Financial Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Three Bridges Financial Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Three Bridges Financial Group.

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